Has anyone ever used Care One to consolidate their accounts?

Shifting your debt to another loan isn't a good idea. If you need help setting up a budget and a plan to pay off your debt, to to this site: a href="http://www.nfcc.org/" rel="nofollow"http://www.nfcc.org//a .. They are Consumer Credit Counseling Services (CCCS), a legit non-profit company. They offer free credit counseling and have a debt management program available, if you qualify, at no fee.